Cities / Minnesota / Minneapolis
Mini-Split Cost in Minneapolis, MN (2026)
A one-zone mini-split, installed, before rebates
$4,500to$10,500
From a public baseline. How prices are made.
The low and the high are the spread of equipment and labor in the public baseline for a one-zone mini-split in 2026.
Minnesota Rebates in 2026
Enrollment for 2026 is open. Open for the 2024–2026 rebate cycle. Applications must be postmarked no later than September 30 of the year following installation of qualified equipment.
Xcel Energy Minnesota pays $1,600 per outdoor unit on a mini-split at 15.2 SEER2, 9.3 EER2, 8.5 HSPF2. Checked October 22, 2026. How to apply.
| Equipment | Minimum efficiency | Rebate |
|---|---|---|
| Mini-split heat pump | 15.2 SEER2, 9.3 EER2, 8.5 HSPF2 | $1,600 per outdoor unit |
| Cold-climate mini-split | 16.0 SEER2, 9.0 EER2, 9.5 HSPF2 | $2,000 per outdoor unit |
| Ducted air-source heat pump | 15.2 SEER2, 9.6 EER2, 7.8 HSPF2 with Quality Installation; Combo or Natural Gas Only customers | $1,600 per system |
| Ducted air-source heat pump | 15.2 SEER2, 9.6 EER2, 7.8 HSPF2 with Quality Installation; Electric Only customers | $1,100 per system |
| Ducted cold-climate heat pump | 15.2 SEER2, 10.0 EER2, 8.1 HSPF2 with Quality Installation; Combo or Natural Gas Only customers | $2,000 per system |
| Ducted cold-climate heat pump | 15.2 SEER2, 10.0 EER2, 8.1 HSPF2 with Quality Installation; Electric Only customers | $1,500 per system |
Every Program a Minneapolis Homeowner Can Use
- Federal 25C credit gives no credit for a 2026 install. Ended.
- MN Residential HVAC Rebates pays up to $2,000 per system. Open now.
What It Costs
All 7 systems, low to high
| System | Low | Typical | High | Range drawn |
|---|---|---|---|---|
| Heat pump, ducted | ||||
| 2-ton heat pump 15 SEER | $6,500 | $11,750 | $17,000 | |
| 3-ton heat pump 15 SEER | $7,450 | $13,350 | $19,250 | |
| 4-ton heat pump 15 SEER | $8,400 | $14,950 | $21,500 | |
| 5-ton heat pump 15 SEER | $9,400 | $16,550 | $23,700 | |
| Other systems | ||||
| Central AC only, 3 ton 16 SEER | $4,150 | $6,900 | $9,700 | |
| Gas furnace only, 80,000 BTU 95% AFUE | $3,750 | $4,050 | $4,800 | |
| Mini-split, one zone, 12,000 BTU 20 SEER | $4,500 | $7,500 | $10,500 | |
Sources today: public baseline: NREL National Residential Efficiency Measures Database, 2024 release (read via hvacbase.org, 2026-10-19). Two more sources join as they arrive: Verified contractor ranges and homeowner-reported quotes. 2023 dollars, national. No metro factor is applied in this version. This city publishes no machine-readable permit feed, so no permit facts print. How prices are made.
Common Questions
How much does a one-zone mini-split cost installed in Minneapolis?
The installed range is $4,500 to $10,500, with a typical price of $7,500. This is the national public baseline in 2023 dollars.
What does the Xcel Energy Minnesota mini-split rebate pay in 2026?
$1,600 per outdoor unit at 15.2 SEER2, 9.3 EER2, 8.5 HSPF2, through MN Residential HVAC Rebates. Open for the 2024–2026 rebate cycle. Applications must be postmarked no later than September 30 of the year following installation of qualified equipment.
Is there a federal tax credit for a one-zone mini-split in 2026?
The IRS allows the credit for property placed in service before December 31, 2025. A heat pump installed in 2026 gets no federal credit. The utility rebate is the money on the table in 2026.
What do the other systems cost in Minneapolis?
A gas furnace runs $3,750 to $4,800, typical $4,050. A 3-ton central air conditioner runs $4,150 to $9,700, typical $6,900. A 3-ton heat pump runs $7,450 to $19,250, typical $13,350. Each range is installed, before rebates.
What size and efficiency does the mini-split range assume?
The range is for the table row "Mini-split, one zone, 12,000 BTU" at 20 SEER. The table on this page lists 7 systems from low to high, each with its own size and efficiency.
Contractors in Minneapolis
A Verified contractor is one that published its terms here.
Range quarter 2026-Q4, updated October 22, 2026. Last change: First pages: furnace, AC and heat pump ranges from the public baseline, and the state programs read from each provider. Changelog. Source page: https://hvacvisit.com/minnesota/minneapolis/mini-split-cost. Cite a range with a link to the page it is on. Do not republish a page, a table or a dataset in full.