Cities / California / San Francisco
Heat Pump Cost in San Francisco, CA (2026)
A 3-ton heat pump, installed, before rebates
$7,450to$19,250
From a public baseline. How prices are made.
The low and the high are the spread of equipment and labor in the public baseline for a 3-ton heat pump in 2026.
California Rebates in 2026
Enrollment for 2026 is closed. The program is no longer accepting new reservations. HEEHRA single-family rebates are fully reserved for projects statewide. Count on the rebate for a later install.
California Energy Commission pays $8,000 per heat pump HVAC unit on a ducted heat pump at Household income less than 80% of area median income, replace an existing non-heat-pump heating source.. After the rebate the typical price for a 3-ton heat pump is $5,350. Checked October 22, 2026. How to apply.
| Equipment | Minimum efficiency | Rebate |
|---|---|---|
| Heat pump HVAC — low income | Household income less than 80% of area median income; replace an existing non-heat-pump heating source. | $8,000 per heat pump HVAC unit |
| Heat pump HVAC — moderate income | Household income between 80% and 150% of area median income; replace an existing non-heat-pump heating source. | $4,000 per heat pump HVAC unit |
Every Program a San Francisco Homeowner Can Use
- Federal 25C credit gives no credit for a 2026 install. Ended.
- HEEHRA Rebates pays up to $8,000 per heat pump HVAC unit. Closed for 2026.
- San Fernando Valley Incentives pays up to $4,500 per single-family project. Open now.
- Golden State Rebates gives no credit for a 2026 install. Ended.
What It Costs
All 7 systems, low to high
| System | Low | Typical | High | Range drawn |
|---|---|---|---|---|
| Heat pump, ducted | ||||
| 2-ton heat pump 15 SEER | $6,500 | $11,750 | $17,000 | |
| 3-ton heat pump 15 SEER | $7,450 | $13,350 | $19,250 | |
| 4-ton heat pump 15 SEER | $8,400 | $14,950 | $21,500 | |
| 5-ton heat pump 15 SEER | $9,400 | $16,550 | $23,700 | |
| Other systems | ||||
| Central AC only, 3 ton 16 SEER | $4,150 | $6,900 | $9,700 | |
| Gas furnace only, 80,000 BTU 95% AFUE | $3,750 | $4,050 | $4,800 | |
| Mini-split, one zone, 12,000 BTU 20 SEER | $4,500 | $7,500 | $10,500 | |
Sources today: public baseline: NREL National Residential Efficiency Measures Database, 2024 release (read via hvacbase.org, 2026-10-19). Two more sources join as they arrive: Verified contractor ranges and homeowner-reported quotes. 2023 dollars, national. No metro factor is applied in this version. This city publishes no machine-readable permit feed, so no permit facts print. How prices are made.
Common Questions
How much does a 3-ton heat pump cost installed in San Francisco?
The installed range is $7,450 to $19,250, with a typical price of $13,350. This is the national public baseline in 2023 dollars. After the rebate the typical price for a 3-ton heat pump is $5,350. Enrollment for 2026 is closed, so count on it for a later install.
What does the California Energy Commission heat pump rebate pay in 2026?
$8,000 per heat pump HVAC unit at Household income less than 80% of area median income, replace an existing non-heat-pump heating source., through HEEHRA Rebates. The program is no longer accepting new reservations. HEEHRA single-family rebates are fully reserved for projects statewide.
Is the federal heat pump tax credit still available?
The IRS allows the credit for property placed in service before December 31, 2025. A heat pump installed in 2026 gets no federal credit. The utility rebate is the money on the table in 2026.
What do the other systems cost in San Francisco?
A gas furnace runs $3,750 to $4,800, typical $4,050. A 3-ton central air conditioner runs $4,150 to $9,700, typical $6,900. A one-zone mini-split runs $4,500 to $10,500, typical $7,500. Each range is installed, before rebates.
What size and efficiency does the heat pump range assume?
The range is for the table row "3-ton heat pump" at 15 SEER. The table on this page lists 7 systems from low to high, each with its own size and efficiency.
Contractors in San Francisco
A Verified contractor is one that published its terms here.
Range quarter 2026-Q4, updated October 22, 2026. Last change: First pages: furnace, AC and heat pump ranges from the public baseline, and the state programs read from each provider. Changelog. Source page: https://hvacvisit.com/california/san-francisco/heat-pump-cost. Cite a range with a link to the page it is on. Do not republish a page, a table or a dataset in full.