Iowa HVAC Replacement Cost (2026)

Editor: Sean Greene · Updated October 22, 2026

Installed this quarter in every Iowa city: a central AC $4,150 to $9,700, a gas furnace $3,750 to $4,800 and a heat pump $7,450 to $19,250. Equipment and labor, before rebates, from the public baseline.

All 7 systems, low to high

Installed cost, equipment and labor, before rebates
System	Low	Typical	High
Central AC and gas furnace
Central AC only, 3 ton 16 SEER	$4,150	$6,900	$9,700
Gas furnace only, 80,000 BTU 95% AFUE	$3,750	$4,050	$4,800
Heat pump, ducted
2-ton heat pump 15 SEER	$6,500	$11,750	$17,000
3-ton heat pump 15 SEER	$7,450	$13,350	$19,250
4-ton heat pump 15 SEER	$8,400	$14,950	$21,500
5-ton heat pump 15 SEER	$9,400	$16,550	$23,700
Mini-split
Mini-split, one zone, 12,000 BTU 20 SEER	$4,500	$7,500	$10,500

Cities

3 cities, by population. The range above applies to all of them. Each line names what differs.

Des Moines1 rebate program applies, none open now.
Waterloo1 rebate program applies, none open now.
Dubuque1 rebate program applies, none open now.

Rebate Programs in Iowa

5 programs read from each provider, 5 open now. Each one is a page: who qualifies, how much comes off, who files it.

Alliant Energy

Both, investor-owned. Serves For our residential, business and agricultural customers in Iowa.

Alliant Energy Marketplace pays up to $100 per smart thermostat. Open now.
Instant Discounts program (Iowa) pays up to $1,200 per unit. Open now.

Black Hills Energy

Gas, investor-owned. Serves Iowa: Residential Natural Gas Customers.

2026 Residential Rebate Program pays up to $350 per furnace. Open now.

MidAmerican Energy

Both, investor-owned. Serves MidAmerican Energy Company's Iowa service territory.

Home Discounts and Rebates pay up to $100 per unit. Open now.
Instant Discounts pays up to $1,200 per unit. Open now.

Contractor Licenses

Iowa Plumbing and Mechanical Systems Board (Department of Inspections, Appeals and Licensing). The licensing page.